Buying a house before your divorce is finalized? Here’s why it could create legal and financial complications—and how to plan smart.
Published on 07/08/2025
From mental health benefits to stronger communities, homeownership offers more than just a return on investment—it offers a better quality of life.
Published on 06/25/2025
Mortgage rates held steady this week—but not for the reasons you think. Here’s why working with a loan officer beats doing your own research when timing the market.
Published on 06/20/2025
The National Association of Realtors repealed a rule that kept some listings hidden—thanks in part to pressure from homebuyers, tech platforms, and even the DOJ. Learn how this boosts your home search.
Published on 06/13/2025
The housing market is shifting—and it's shifting in your favor. Learn why rising inventory, slower sales, and increased negotiating power mean buyers have the upper hand. Don’t miss your window.
Published on 06/04/2025
Discover the simple but powerful secret that helps homeowners sell faster and for top dollar in today's real estate market. Hint: It’s not just about price.
Published on 05/28/2025
Home prices are cooling, inventory is rising, and buyers are gaining leverage. See what the April 2025 housing market update means for you.
Published on 05/23/2025
Learn why a home inspection is essential for buyers—even in a competitive market. Discover how it protects your investment and helps avoid costly surprises.
Published on 05/14/2025
Mortgage rates dipped slightly to 6.86% as bond markets stabilized. Learn how rates are tied to investor expectations—and why lenders adjust pricing ahead of market changes.
Published on 05/07/2025
March 2025 housing data shows rising inventory, slowing price growth, and a shift in buyer behavior. Learn what this means for buyers and sellers heading into spring.
Published on 04/30/2025
AmeriPro Mortgage with AngelAI and get a free Tshirt- downlaond the app and put Deborahwhitten as your loan officer. Get a free Tshirt, free Credit Boost, instant home values, instant pre approval letters if qualified thru AngelAI "Tru Approval" If you are a Realtor get you listing site for free with five loan options with payments and 24/7 client qualifying - https://www.askangel.ai/deborahwhitten
Published on 04/28/2025
Sure! Here's a concise **excerpt** you can use at the top of your mortgage blog post: > **In today’s fast-paced mortgage industry, technology isn’t here to replace professionals—it’s here to empower them. At AmeriPro Mortgage LLC, we’re leveraging AngelAi to automate repetitive tasks, streamline the loan process, and give our mortgage experts more time to focus on what matters most: their clients.**
Published on 04/24/2025
Rocket Mortgage ONE+ Program Overview 1% Down Payment: Eligible borrowers contribute just 1% of the home’s purchase price as a down payment 2% Grant from Rocket Mortgage:Rocket Mortgage provides a 2% grant, bringing the total down payment to 3%, which is a common minimum for conventional loans No Private Mortgage Insurance (PMI): Unlike many low-down-payment loans, the ONE+ program does not require PMI, potentially lowering monthly payments Eligibility Criteria: Income Limits: The program is typically available to borrowers with income at or below 80% of the Area Median Income (AMI) for the property’s location. Credit Requirements: A minimum credit score is required; specifics can vary, so it’s advisable to consult directly with Rocket Mortgage for current requirements. Property Type: Applicable for single-family homes used as a primary residence.
Published on 04/23/2025
Discover why the housing market isn’t crashing in 2025—and why now might still be a smart time to buy. Learn about market stability, lending trends, and how equity protects today’s homeowners.
Published on 04/23/2025
how quickly does equity build in this kind of mortgage? Let’s break down a realistic scenario for a homeowner in Nampa, Idaho over a 5-year period, factoring in mortgage payments and modest home appreciation.
Published on 04/22/2025
Access to Real Estate Without Traditional Barriers You don’t need to be a high-income earner or have perfect tax records. If the property cash flows, you could qualify.
Published on 04/19/2025
In a significant policy update, Fannie Mae has lowered the minimum down payment for owner-occupied 2-, 3-, and 4-unit properties to just 5%, effective from the weekend following November 18, 2024. Previously, buyers faced steep down payment requirements ranging from 15% to 25% for these types of homes. This change is a major step forward for anyone looking to combine homeownership with real estate investing—especially first-time buyers or those seeking to offset their mortgage through rental income.
Published on 04/18/2025
Navigating the mortgage process can be tough when you don’t fit the traditional mold—but that’s where Bank Statement Loans come in. At AmeriPro Mortgage LLC (NMLS# 855363), we offer flexible business purpose loans tailored for entrepreneurs like you.
Published on 04/17/2025
Unlock Investment Potential with DSCR Loans – A Smart Solution for Real Estate Investors If you're a real estate investor looking to scale your portfolio without the hassle of traditional income documentation, a DSCR loan (Debt Service Coverage Ratio loan) could be your game-changer. Offered by AmeriPro Mortgage, this type of loan is designed specifically for property investors who want to qualify based on rental income, not personal income.
Published on 04/16/2025
Learn how property taxes are calculated, what factors impact them (like land value and zoning potential), and how to budget smart as a homebuyer in 2025.
Published on 04/16/2025
