Recent Articles

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Why a Home Inspection Is a Must for Homebuyers

Learn why a home inspection is essential for buyers—even in a competitive market. Discover how it protects your investment and helps avoid costly surprises.

Published on 05/14/2025

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Mortgage Rates Just Dropped—Here’s Why the Fed Had Nothing to Do With It

Mortgage rates dipped slightly to 6.86% as bond markets stabilized. Learn how rates are tied to investor expectations—and why lenders adjust pricing ahead of market changes.

Published on 05/07/2025

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March 2025 Housing Market Update: 5 Key Takeaways for Homebuyers and Sellers

March 2025 housing data shows rising inventory, slowing price growth, and a shift in buyer behavior. Learn what this means for buyers and sellers heading into spring.

Published on 04/30/2025

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Get a Free AngelAi T-Shirt

AmeriPro Mortgage with AngelAI and get a free Tshirt- downlaond the app and put Deborahwhitten as your loan officer. Get a free Tshirt, free Credit Boost, instant home values, instant pre approval letters if qualified thru AngelAI "Tru Approval" If you are a Realtor get you listing site for free with five loan options with payments and 24/7 client qualifying - https://www.askangel.ai/deborahwhitten

Published on 04/28/2025

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Meet Your Mortgage Superpower: AngelAi

Sure! Here's a concise **excerpt** you can use at the top of your mortgage blog post: > **In today’s fast-paced mortgage industry, technology isn’t here to replace professionals—it’s here to empower them. At AmeriPro Mortgage LLC, we’re leveraging AngelAi to automate repetitive tasks, streamline the loan process, and give our mortgage experts more time to focus on what matters most: their clients.**

Published on 04/24/2025

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One Percent Down is Possible

Rocket Mortgage ONE+ Program Overview 1% Down Payment: Eligible borrowers contribute just 1% of the home’s purchase price as a down payment 2% Grant from Rocket Mortgage:Rocket Mortgage provides a 2% grant, bringing the total down payment to 3%, which is a common minimum for conventional loans No Private Mortgage Insurance (PMI): Unlike many low-down-payment loans, the ONE+ program does not require PMI, potentially lowering monthly payments Eligibility Criteria: Income Limits: The program is typically available to borrowers with income at or below 80% of the Area Median Income (AMI) for the property’s location. Credit Requirements: A minimum credit score is required; specifics can vary, so it’s advisable to consult directly with Rocket Mortgage for current requirements. Property Type: Applicable for single-family homes used as a primary residence.

Published on 04/23/2025

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Why the Housing Market Isn't Crashing in 2025

Discover why the housing market isn’t crashing in 2025—and why now might still be a smart time to buy. Learn about market stability, lending trends, and how equity protects today’s homeowners.

Published on 04/23/2025

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Building Equity with an FHA Loan: A 5-Year Look in Nampa, Idaho

how quickly does equity build in this kind of mortgage? Let’s break down a realistic scenario for a homeowner in Nampa, Idaho over a 5-year period, factoring in mortgage payments and modest home appreciation.

Published on 04/22/2025

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DSCR Cash-Out Refinance and turn your rental into a wealth machine

Access to Real Estate Without Traditional Barriers You don’t need to be a high-income earner or have perfect tax records. If the property cash flows, you could qualify.

Published on 04/19/2025