AmeriPro Mortgage LLC (NMLS# 855363), we’re proud to be a trusted broker for Rocket Mortgage,

Rocket Mortgage offers a program called ONE+, designed to help homebuyers achieve homeownership with a reduced upfront cost. Here’s an overview of the program’s key features:

🏠 Rocket Mortgage ONE+ Program Overview

• 1% Down Payment: Eligible borrowers contribute just 1% of the home’s purchase price as a down payment
• 2% Grant from Rocket Mortgage:Rocket Mortgage provides a 2% grant, bringing the total down payment to 3%, which is a common minimum for conventional loans
• No Private Mortgage Insurance (PMI): Unlike many low-down-payment loans, the ONE+ program does not require PMI, potentially lowering monthly payments
• Eligibility Criteria:
  • Income Limits: The program is typically available to borrowers with income at or below 80% of the Area Median Income (AMI) for the property’s location.
  • Credit Requirements: A minimum credit score is required; specifics can vary, so it’s advisable to consult directly with Rocket Mortgage for current requirements.
  • Property Type: Applicable for single-family homes used as a primary residence.

📍 Applicability in Nampa, Idaho

In Nampa, Idaho, the ONE+ program could be particularly beneficial for first-time homebuyers or those with limited funds for a down payment. Given the area’s median home prices, the reduced upfront cost and elimination of PMI can make homeownership more accessible.

✅ Next Steps

If you’re interested in exploring the ONE+ program further:

Absolutely! Here’s a polished and compelling closing hook you can use at the end of your blog, flyer, or marketing material:

🔑 Ready to Make Your Move?

At AmeriPro Mortgage LLC (NMLS# 855363), we’re proud to be a trusted broker for Rocket Mortgage, giving you direct access to powerful home financing tools like the ONE+ 1% Down Program. Why go through a broker? Because brokers work for YOU, not the lender—meaning we shop for the best deals, match you with the right programs, and make the process smooth and stress-free and at a better cost for the consumer.

📞 Call us anytime at 208-228-5663

📱 Use our easy mobile application at askangel.ai/kenneth to apply, upload documents, and even boost your credit score — all for free.

And when you’re ready to shop for your dream home, you’re in good hands with Kenneth Dunn, a Licensed Real Estate Broker and Associate Broker at Silvercreek Realty Group. With full access to the Multiple Listing Service, Kenneth can send you every qualifying home in the Treasure Valley and surrounding areas.